{"id":146918,"date":"2022-01-14T12:42:34","date_gmt":"2022-01-14T11:42:34","guid":{"rendered":"https:\/\/newsestlyonnais.fr\/site\/?p=146918"},"modified":"2022-01-17T12:27:21","modified_gmt":"2022-01-17T11:27:21","slug":"genas-carle-immobilier-acheter-un-logement-en-couple","status":"publish","type":"post","link":"https:\/\/newsestlyonnais.fr\/site\/2022\/01\/14\/genas-carle-immobilier-acheter-un-logement-en-couple\/","title":{"rendered":"GENAS | Carle Immobilier > acheter un logement en couple"},"content":{"rendered":"

Pour ce premier rendez-vous de l\u2019ann\u00e9e, c\u2019est Nicolas (Dirigeant & Expert immobilier agr\u00e9\u00e9) qui nous guide sur ce point.<\/strong><\/em><\/p>\n

\n

Plusieurs questions se posent lorsque l’on acquiert un bien immobilier \u00e0 deux<\/strong>, notamment sur le devenir du logement en cas de s\u00e9paration ou de d\u00e9c\u00e8s d’un des propri\u00e9taires.<\/p>\n

Des questions qu’il vaut mieux se poser avant d\u2019envisager un achat afin d’\u00e9viter toute d\u00e9convenue<\/strong>. Le statut le plus protecteur \u00e9tant le mariage.<\/p>\n

Acheter en couple lorsque l\u2019on est mari\u00e9s :<\/strong><\/span><\/p>\n

En l\u2019absence de contrat de mariage, le r\u00e9gime de la communaut\u00e9 des biens r\u00e9duites aux acqu\u00eats est celui qui s\u2019applique pour un achat immobilier. Les \u00e9poux qui ach\u00e8tent ensemble sont tous les deux propri\u00e9taires<\/span> et disposent des m\u00eames droits sur le bien. En cas de d\u00e9c\u00e8s de l\u2019un des membres du couple le survivant acquiert l\u2019usufruit <\/span>du logement, mais attention cela ne vaut pas pour les familles recompos\u00e9es. Si le conjoint survivant a d\u00e9j\u00e0 eu un enfant lors d\u2019une pr\u00e9c\u00e9dente union, alors il n\u2019est propri\u00e9taire que d\u2019un quart du bien immobilier. Son enfant ne pourra pas en h\u00e9riter. Les parents de l\u2019\u00e9poux d\u00e9c\u00e9d\u00e9 se voient attribuer les parts immobili\u00e8res de ce dernier. Dans ce cas, la meilleure solution sera de mettre en place un testament.<\/p>\n

Si l\u2019un des \u00e9poux finance l\u2019int\u00e9gralit\u00e9 du bien ou une partie avec des fonds propres issus de donation, de succession ou provenant d\u2019\u00e9conomies acquises avant le mariage, ou si son apport est sup\u00e9rieur \u00e0 50% du prix du bien, le logement lui appartient enti\u00e8rement. En cas de divorce ou de d\u00e9c\u00e8s, il n\u2019aura \u00e0 verser qu\u2019une indemnisation \u00e0 son ou sa partenaire.<\/p>\n

Acheter en couple lorsque l\u2019on est pacs\u00e9s :<\/strong><\/span><\/p>\n

Les couples pacs\u00e9s sont g\u00e9n\u00e9ralement sous le r\u00e9gime de la s\u00e9paration de biens. Dans le cadre d\u2019une acquisition immobili\u00e8re, il convient de pr\u00e9ciser dans l\u2019acte d\u2019achat les sommes engag\u00e9es par chacun. En l\u2019absence de cette mention, ils sont consid\u00e9r\u00e9s comme propri\u00e9taires pour moiti\u00e9 et \u00e0 part \u00e9gale.<\/p>\n

En cas de d\u00e9c\u00e8s d\u2019un des deux, le logement revient au conjoint survivant sous r\u00e9serve qu\u2019il s\u2019acquitte des droits de succession. Si un testament a \u00e9t\u00e9 r\u00e9dig\u00e9 par le conjoint d\u00e9c\u00e9d\u00e9, le survivant sera automatiquement exon\u00e9r\u00e9 de droits de succession. Si le couple a des enfants, le survivant dispose d\u2019une quotit\u00e9 disponible. Ses parts du logement varient en fonction du nombre d\u2019enfants que compte le m\u00e9nage \u00e0 raison d\u2019un tiers s\u2019ils sont deux, un quart s\u2019ils sont trois, etc\u2026<\/p>\n

Acheter en couple lorsque l\u2019on n\u2019est ni mari\u00e9s ni pacs\u00e9s :<\/strong><\/span><\/p>\n

Il n\u2019existe quasiment pas de protection entre les concubins, c\u2019est le r\u00e9gime de la s\u00e9paration de biens qui s\u2019impose. Si l\u2019un des deux d\u00e9c\u00e8de ou en cas de s\u00e9paration, chacun r\u00e9cup\u00e8re la part de la somme qu\u2019il a investi pour l\u2019achat du logement.<\/p>\n

Il est possible de pr\u00e9voir sur son testament le nom de son partenaire afin qu\u2019il b\u00e9n\u00e9ficie de l\u2019usufruit du logement, mais attention aux frais de succession. N\u2019\u00e9tant pas pacs\u00e9, le concubin est consid\u00e9r\u00e9 comme un tiers et doit payer jusqu\u2019\u00e0 60% des droits de succession sur la valeur de la part du concubin d\u00e9c\u00e9d\u00e9.<\/p>\n

\n

Retrouvez l\u2019article de pr\u00e9sentation de l\u2019agence CARLE IMMOBILIER<\/strong><\/em> : https:\/\/newsestlyonnais.fr\/site\/2021\/10\/28\/genas-carle-immobilier-accompagnement-global-dans-lensemble-de-votre-projet\/<\/a><\/span><\/p>\n

\n

\"\"<\/a><\/p>\n

CARLE IMMOBILIER<\/span><\/p>\n

19, rue Jean Jaur\u00e8s \u00e0 Genas<\/span><\/p>\n

T\u00e9l<\/strong>. 04.78.70.42.15<\/p>\n

Contact : contact@carle-immobilier.com<\/a><\/span><\/strong><\/p>\n

\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Chaque mois, Marina et Nicolas Carle vous dispensent leur conseil immo pratique ! <\/p>\n","protected":false},"author":4,"featured_media":147018,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2970,270,12,1598,11,3566],"tags":[3986,2320,2005],"class_list":["post-146918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artisans-commerces-economie","category-cte-de-communes-c-c-e-l","category-entreprises","category-genas","category-immobilier-logement","category-rendez-vous-mensuels","tag-carle-immobilier","tag-conseil","tag-genas"],"yoast_head":"\nGENAS | Carle Immobilier > acheter un logement en couple - News Est Lyonnais<\/title>\n<meta name=\"description\" content=\"GENAS | Carle Immobilier > acheter un logement en couple\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newsestlyonnais.fr\/site\/2022\/01\/14\/genas-carle-immobilier-acheter-un-logement-en-couple\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GENAS | Carle Immobilier > acheter un logement en couple - News Est Lyonnais\" \/>\n<meta property=\"og:description\" content=\"GENAS | Carle Immobilier > acheter un logement en couple\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newsestlyonnais.fr\/site\/2022\/01\/14\/genas-carle-immobilier-acheter-un-logement-en-couple\/\" \/>\n<meta property=\"og:site_name\" content=\"News Est Lyonnais\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/pascal.oberson.1?fref=ts\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-14T11:42:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-17T11:27:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newsestlyonnais.fr\/site\/wp-content\/uploads\/2022\/01\/Beige-vertical-noir-28novembre.png\" \/>\n\t<meta property=\"og:image:width\" content=\"827\" \/>\n\t<meta property=\"og:image:height\" content=\"505\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"R\u00e9dac. 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